5 Stage 5 of 5

Just arrived in the USA

Welcome! Your first weeks are about a safe place to live, getting to work, and not losing money to scams.

Housing first. Many programs give temporary housing. Use that time to search properly; never send a deposit for a place you haven't seen.
A reliable first car. Get a vehicle history report and an independent mechanic's check before you buy.
Understand your paycheck. See nurse pay, overtime and take-home pay, and staff pay in your state.
Budget your first month. The Living in the USA calculator lists move-in costs and monthly bills.

Our recommendations on cheap, reliable cars

Short videos on starter cars many newcomers look at. Videos load only when you tap play, to save your data.

Tools that can help with money, a phone plan, banking, a first apartment and more, once you have landed.

Newcomer scams to avoid

Rentals: a "landlord" who is abroad, won't show the place, or wants a deposit by wire, gift card or app before you've seen it. Meet in person and sign a written lease.
Cars: a price that's far too low, no title in the seller's name, or a seller who refuses an inspection. Check the vehicle history and get a mechanic's check.
Jobs and "fees": anyone asking for money to "process" your licence or job. Spot a fake recruiter.

Sending money home Coming soon

A comparison of transfer services to M-Pesa and Kenyan banks is coming. Always compare the exchange rate you're given, not just the fee.

Health and car insurance Coming soon

Check what your employer covers before buying your own. Car insurance is required in most states.

Your first-month checklist Coming soon

Social Security number, bank account, phone plan, driver's licence. Coming soon.